EU loans
Type of funding
Loan from EU funds
For whom
Startup, Micro, small and medium-sized Enterprises, Local government, Private persons,
Date of availability
Indefinitely
What you get
EU loans provide financing on market conditions or more favourable than market conditions, intended for a wide range of recipients, including companies at various stages of development, people who want to set up a business and housing cooperatives and communities, local government units and social housing associations.
What you need to know?
EU loans are intended for various groups of recipients, including entrepreneurs – both experienced and those taking their first steps on the market, as well as unemployed and inactive people who, thanks to the support received, can start a business.
The offer of EU loans is also addressed at authorities running schools and educational institutions, non-governmental organisations (NGOs), churches and religious associations and universities.
EU loans can also be used by housing communities, cooperatives, territorial self-government units or social housing associations which, thanks to EU funding, will be able to modernise the heating system in the property to a modern standard.
Funds from EU loans may be used, inter alia, for:
- purchase of fixed assets, such as machines and equipment; adaptation of rooms and their equipment or specialised IT software to expand the company's internal ICT resources,
- implementation of modern information and communication technologies,
- implementation of new, innovative ideas and, consequently, introduction of new, improved products and services to the market,
- investments related to revitalisation, thermo-modernisation and application of renewable energy sources in enterprises, multi-family residential buildings and the public sector,
- ongoing business activity with liquidity.
You will find the full list of EU loans available in individual provinces together with contact details for the financing institutions that provide them on the website.
Loans are granted by selected, professional financing institutions cooperating with BGK, i.e. loan funds, guarantee funds, cooperative and commercial banks and foundations and associations. Their task is also to provide comprehensive assistance in the whole procedure of obtaining a loan.
What requirements do you need to meet?
Getting funding from EU projects is quick and easy. Visit the website and find products available in your province. Representatives of the indicated financing institutions will provide you with precise information on the conditions you have to meet to use the selected product.
How to use the product?
If you are interested in EU loans, apply directly to a selected financing institution, which will guide you through the whole process of obtaining support. By directly contacting the agents providing loans in a given province, you will receive complete information and support with completing the application.
